SCORE©               Chapter 194

 
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Tulsa Area Small Business Guide

Business For Yourself?

    There are numerous details to be considered when venturing into business for the first time.  The objective of this guide is to provide some assistance for the prospective business owner. 

                         Steps to Follow
                    Registering Brand Names and Trademarks
                    Forms of Organization
                    Business Insurance
                    Other Sources of Information

Steps To Follow 

1.     Some businesses may require permits or licenses.  The first step should be:

                                City License Center
                                111 S. Greenwood
                                Tulsa OK 74120
                                (918) 596-7640

                                          www.cityoftulsa.org

                                                        or

                                      Oklahoma Department of Commerce
                                     Business Development Division
                                     900 N Stiles
                                     Oklahoma City OK 73104-3234
                                     (800) 879-6552

                                     www.okcommerce.gov

      Zoning information can be obtained from:

                                   Indian Nations Council of Governments
                                   201 W. 5th St. Suite 600
                                   Tulsa Oklahoma 74103
                                       ( 918) 584-7526

                                   www.incog.org

 INCOG has zoning authority for the city of Tulsa plus a five-mile perimeter from the city limits.  Location of a business outside this area should be coordinated through the city or county involved.

 2.  The second step should be the Oklahoma Tax Commission.  The Tulsa office provides information on all business taxes.  State Income Tax must be deducted from employee wages and Sales Tax added to customer billing.  This money is then forwarded to the Tax Commission.  The office issues various business tax licenses and permits, and registers employers for income tax withholding purposes

                                   Oklahoma Tax Commission
                                  440 South Houston
                                  Tulsa Oklahoma 74127
                                  ( 918) 581-2399 or 1-800-522-8165

Oklahoma tax rules and forms may be downloaded from:

                                      www.oktax.state.ok.us

 The OTC holds a monthly tax workshop.  For details go to:

                                  www.tax.ok.gov/btwkshps.html   

3.  The next step should be the Internal Revenue Service for information about federal taxes.   A business must withhold Income, Social Security and Medicare taxes from employees, make periodic deposits of these taxes plus the matching share of Social Security and Medicare and Unemployment tax.  Publication 334 is a tax guide for Proprietorships, 541 is for Partnerships and 542 for Corporations.  You may wish to attend the free IRS small business workshop and obtain their “Businessman’s Kit” of tax information. Contact the:

                                   Internal Revenue Service
                                   1645 S 101st E Ave
                                   Tulsa Oklahoma

                                   Forms and Information (800) 829-1040

                                   Forms only 1-800-829-3676 

     IRS forms and publications may be downloaded from:

                                    www.irs.gov

The Tulsa Society of Certified Public Accountants holds small business Federal Tax Workshops call 918-583-2600

 4.     An employer is also required to pay unemployment insurance taxes.  For       information talk to:

                                    Field Auditor
                                    Oklahoma Employment Security Commission
                                   6128 E 38th St Suite 405
                                   Tulsa Oklahoma 74135
                                                    (918) 384-2300

                                   www.oesc.state.ok.us

 5.  The Occupational Safety and Health Act of 1970(OSHA) affects all businesses.  For information on compliance with the Act’s standards contact:

                                   Oklahoma LaborDepartment
                                   440 S. Houston Suite 300
                                   Tulsa Oklahoma 74127
                                   (918) 581-2400 or (888) 269-5353

                                   www.labor.ok.gov

 6.  Worker’s Compensation Insurance is required by law for most types of  employment.  This insurance covers employees in the event of injury or death while on the job.  For information, contact:

                                   Worker’s Compensation Court
                                   440 S. Houston
                                   Tulsa Oklahoma 74127
                                   (918)  581-2714 or (800) 522-8210

                                       www.owcc.state.ok.us

7.  US Immigration and Naturalization Service Employment Eligibility Law requires every   person you employee to complete a one page Form I-9.  This form may be requested from:

                                    US Naturalization Service
                                   4400 SW 44th St Suite A Highline Blvd
                                   Oklahoma City Oklahoma 73119-2800
                                   (405) 942-8670) or (405) 219-3199

                                   www.uscis.gov

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 Registering Brand Names & Trademarks

Brand names and trademarks may be registered in the Patent and Trademark Office of the US Department of  Commerce.  Application for registration of a trademark is relatively simple and may be handled by the applicant on the Internet.  Trademark records, phone books, etc. should be searched for similar names before filing.  Much of this can be done on the Internet.  However, you may choose to pay an additional fee and have an  attorney do it for you.

The best procedure is to have an experienced patent and trademark attorney search the records to determine, if the name you propose to use is available and file your application.  Should you proceed without a search, you may infringe on a name already in use and could be held legally liable for damages.  In such a case you also will have lost your registration fee, the money invested in labels, literature and advertising.   

The Patent Office currently receives thousands of  applications each year and processing is rather slow.  It may take six months or more from the date of your application to the time the Patent Office makes a decision on it.  For additional information and forms write:

                                   Patent and Trademark Office
                                   US Department of Commerce
                                   Washington DC 20231 

                                    www.uspto.gov

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Forms of Organization

The decision on whether to establish the business as a Proprietorship, Partnership,  C corporation, S Corporation or Limited Liability Company is very significant.  Record keeping, accounting complexity, business taxes, personal taxes and personal liability are all affected.  Consulting with an attorney and an accountant experienced with small business practices should be a prerequisite to this decision.

Information about corporate and partnership registration can be obtained from:

                                   Secretary of State
                                   State Capital Building Room 101
                                   2300 N. Lincoln Blvd.
                                   Oklahoma City Oklahoma 73105-4897
                                   (405) 521-3912

                                   www.sos.state.ok.us

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Business Insurance

New businessmen assume that they cannot afford insurance.  This can lead to severe problems.  There are legal requirements for certain types of insurance, such as Workers Compensation.  Motor vehicles, product liability, property, etc. must be properly covered.

An insurance agent should be chosen carefully.  The agent should be experienced in insurance for small businesses, must understand the exact nature of the new business and be asked for a recommendation on the needed insurance coverage.  This should be done in advance of opening the business.

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 Other Sources of Information

 Small Business Administration (SBA)

 Provides management counseling, financial aid and help in procuring government contracts to owners of small businesses.

                                Small Business Administration District Office
                                301 N. 6th Suite 101
                               Oklahoma City Oklahoma
                               (405) 6501-8000

                               www.sba.gov

 Service Corps of Retired Executives (SCORE)

Sponsored by the Small Business Administration, SCORE provides free   consulting services to small businesses and those contemplating going into business.

                               SCORE Chapter 194
                               907 S Detroit Suite 1012
                               Tulsa Oklahoma 74120
                               (918) 581-7462

                               www.tulsascore.org

 Better Business Bureau

Provides information concerning potential customers and suppliers and receives complaints about businesses

                           1722 S Carson Ave Suite 3200
                           Tulsa Oklahoma 74119
                           (918) 492-1266

                               www.tulsabbb.org

 Oklahoma State Employment Service

Provides a placement service for employers.  Publishes statistical data concerning the labor force in Oklahoma:

                               6128 E 38th Street
                               Tulsa Oklahoma 74135
                               (918) 384-2300

                               www.oesc.state.ok.us

University of Oklahoma

The Center for Economic and Management Research provides statistics on the State of Oklahoma such as population, health, education, climate, income, prices, banking & public utilities.

                               307 West Brooks Room 4
                               Norman Oklahoma 73069
                               (405) 325-2931

       price.ou.edu/cemr/index.asp

 Oklahoma Department of Commerce Research Division

Provides statistical information on the state.

                                900 N Stiles
                               Oklahoma City OK 73104-3234
                              
(918) 815-6552       (800) 879-6552

                               www.okcommerce.gov

City-County Library System

Provides business information including government documents.

                               Business and Technology Departmen
                               400 Civic Center – 4th Floor
                               Tulsa Oklahoma 74103
                               (918) 596-7977

                               www.tulsalibrary.org

 OSU Extension Center

Provides home based business information.

                                4116 E 15th Street
                               Tulsa OK 74112
                               (918) 746-3721

                               www.fcs.okstate.edu/microbiz

 Tulsa Metro Chamber

 Small Business Center provides services to businesses: economic studies, statistical data, networking and business directories.

                               2 W 2nd Street Suite 150
                               Tulsa Oklahoma 74103
                               (918) 585-1201

     or Small Business Hotline

                               (918) 583-5463

                               www.tulsachamber.com

 Oklahoma Small Business Development Center

Provides counseling, economic development assistance and training to small businesses

                              3100 E N Orleans
                             Broken Arrow OK  74016
                             (918) 449-6280

                             www.osbdc.org

 RSVP VOICES of Experience

Management assistance provided to Non-Profit and Public Agencies

                                5756 E 31st Street
                                Tulsa OK 74135
                                (918) 280-8656

                               www.rsvptulsa.org


                               
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